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FAQs in Your Michigan Accident/Personal Injury Case

What should I do after an accident?

Gather information. This is important for you and your insurance company because of the need to process the details of your accident claim in a timely way, as well as, thoroughly and accurately. Some insurance companies offer forms that can help you get organized while gathering information and you may need information from the other drivers involved, the name of your insurance representative and whether your vehicle was damaged and how badly.

If you're in an accident, write down information regarding the people involved such as: name, address, phone number, email address, make, model and year of the car, license plate number, insurance carrier, and insurance policy number.

Get as many pictures of the scene as possible. Damage to your vehicle, accident location, and people involved with the accident would all be helpful.

Get information from the police officer, if one is on the scene such as: name, badge number, phone number, and police report number. Ask the officer for a copy of the accident report. The officer's opinion of the accident will be useful if the drivers have a dispute about who was to blame. The police report will also have the officer's information on it in case the officer is needed in court.

What determines liability in car, truck or motorcycle accidents?

Michigan has its own unique set of laws for vehicle accidents that are lenghty and complex. Michigan is a no-fault state meaning that your own insurance company pays most of the financial costs that losses you suffer in an auto accident, regardless of who was at fault. These are called first-party benefits. A feature called third party benefits cover non-economic losses which may include pain and suffering damages. Although your own insurance is the primary payer in a Michigan auto, truck, and motorcycle accidents, there are situations when there is an uninsured passenger in a vehicle. In these instances, determining who is responsible to pay Michigan no-fault benefits can be complicated. Consult with the Law Office of David Zimmerman for a detailed explanation of all benefits and your legal rights.

Fees or retainers?

At the Law Offices of David Zimmerman, there are no attorney fees, no obligations to have your case evaluated. You pay only out of the settlement amount when we collect a judgement for you.

Who pays the medical bills?

In Michigan, in most cases, if your injuries are the result of a motor vehicle accident your insurance carrier pays for your medical treatment. It doesn't matter if you're at fault or a passenger or a pedestrian, or even the driver of a vehicle that you borrowed from someone else. Regardless of the injury severity, you are most likely entitled to medical care. We can help you in this vital area when you may find it difficult going through the claims process because of your medical condition.

What types of damages are considered in accident cases?

In vehicle accident cases in Michigan, there economic and non-economic damages to be considered. Economic damages may include the following: medical expenses, rehabilitation services, health care, custodial care, lost of job, lost income, lost future income, funeral/burial costs, cost of property replacement and repair, loss of property use, and other types of financial losses.

Non-economic damages may include: personal pain and suffering, after-accident personal difficulties, physical harm and deformity, mental distress and suffering, loss of a life partner, reputation destruction, and other non-economic losses.

Lawsuit particulars

Michigan drivers give up their right to sue the at-fault counter party for all but the most serious car, motorcycle, or truck accident personal injuries in exchange for guaranteed claims payments. If your accident results in death, permanent injury or impairment, Michigan's no-fault law allows you to sue the at-fault party to recover economic damages in addition to your standard no-fault coverage. You may also sue for other non-economic damages as mentioned above. A jury would determine, in such cases, how much the damage award would be.

Contact Our Personal Injury/Accident Attorneys

Experienced personal injury attorneys, specializing in representing injured car, motorcycle and truck accident victims, giving you the greatest chance of receiving the highest personal injury settlement. Call the Law Offices of David Zimmerman, in Sterling Heights, MI. You will be treated with the utmost of respect and professionalism and we look forward to speaking with you.

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